Bank Bonuses of $500 or More

9 offers · updated June 2026

Looking for the biggest payouts? These 9 offers each pay $500 or more, with the largest currently worth $3,000. The largest bonuses typically require substantial deposits or transfers held for several months — sometimes a year for brokerage offers — so plan for the capital commitment. Every listing shows the deposit, hold period, and annualized return. Featured banks include Chase, HSBC, Capital One, Western Alliance, and others.

8.1% APYNo DDchecking
Deposit
$150,000
Hold period
90d

Transfer $150,000+ in new money to eligible Chase accounts within 45 days. Keep for 90 days.

🌐 Nationwide
4.1% APYNo DDchecking
Deposit
$150,000
Hold period
90d

Deposit $150,000–$249,999 in new cash to earn $1,500. Higher tiers available up to $7,000.

🌐 Nationwide
26.1% APYNo DDsavings
Deposit
$20,000
Hold period
105d

Use promo code; bonus tiered by deposit ($20k → up to $100k+) held ~90 days after a 15-day funding window. VERIFY code + tiers.

🌐 Nationwide
4.6% APYNo DDsavings
Deposit
$100,000
Hold period
120d

Open via Raisin by March 31. Deposit $100,000+ and maintain for qualifying period.

🌐 Nationwide
Free cashNo DDsavings
Deposit
$50,000
Hold period

Up to $1,200 via Raisin; open and fund qualifying deposit before mid-July. VERIFY exact tiers + deadline on Raisin.

🌐 Nationwide
9.7% APYchecking
Deposit
$25,000
Hold period
90d

$25,000 in new funds within 90 days. Keep account open 90 days. Select states only.

📍 CO,IL,IN,KY,MI,MN,NC,OH,PA,SC,TX,WV,WI
Free cashchecking
Deposit
None
Hold period
90d

Up to $600 based on direct deposit and average daily balance criteria. VERIFY amount, requirements, and eligible states.

📍 IL, MN, WI
40.6% APYchecking
Deposit
$5,000
Hold period
90d

Direct deposits of $5,000+ within 90 days. Use code KDMB0226.

🌐 Nationwide
20.3% APYchecking
Deposit
$10,000
Hold period
90d

Qualifying direct deposits totaling $10,000 within 90 days of opening.

🌐 Nationwide

Frequently asked questions

Which banks offer $500+ bonuses?

These are usually larger checking offers with a high direct-deposit threshold, or brokerage offers tied to sizable transfers. The current list of qualifying banks is shown above.

Do I need a lot of money for a $500 bank bonus?

Often, but not always. Some $500 checking offers only require qualifying direct deposits rather than your own locked-up capital. Check each offer's requirement.

Don't let one of these bonuses slip away

The hard part isn't finding a bonus — it's meeting every requirement before the deadline. BonusBoard tracks all of it for you, so you actually collect the cash.

  • Every requirement, deposit, and deadline tracked in one dashboard.
  • Vetted offers with the direct-deposit and eligibility fine print decoded up front.
  • See the earliest safe close date for each account so you never trigger a clawback.

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