DEPOSIT & HOLD · 29.2% APY

U.S. Bank $1,200 business bonus

U.S. Bank Business Essentials or U.S. Bank Platinum Business Checking Package

Free to apply · opens U.S. Bank's official page. New to this? The step-by-step guide gives you exact dates and reminders.

Bonus
$1,200
Deposit required
$25,000
Annualized yield
29.2% APY
Time to qualify
60 days
Hold period
60 days
Monthly fee
$30
Availability
Not stated — check with bank
Bonus paid
within 30 days after the month-end in which all offer requirements are met

How to qualify

Open a new U.S. Bank Business Essentials or Platinum Business Checking account between 9/28/2026 and 1/13/2027 using promo code Q4DIG26, deposit new money from outside U.S. Bank ($5,000 for Business Essentials or $25,000 for Platinum) within 30 days, keep that daily balance through the 60th day, and complete six qualifying transactions within 60 days. The bonus ($400 or $1,200, one per business) is deposited within 30 days after the month-end in which requirements are met, provided the account stays open, positive, and the same product type.

Open the account by January 13, 2027.

Terms checked against usbank.com on October 4, 2026.

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