Terms of Service

You must be at least 18 years old and able to form a legally binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements and that the information you provide is accurate and complete.

BonusBoard is an informational and personal-organization tool that aggregates publicly available information about bank account bonuses, brokerage promotions, credit card offers, and similar financial products, and that lets you track your progress toward completing those offers. BonusBoard is not a bank, broker-dealer, lender, deposit institution, or financial advisor, and is not affiliated with, endorsed by, or sponsored by any financial institution listed on the Service unless expressly stated.

All content on the Service is provided for general informational purposes only and does not constitute financial, investment, tax, accounting, or legal advice, nor a recommendation to open any account or enter into any transaction. You are solely responsible for evaluating your own circumstances and should consult a qualified professional before making financial decisions. Bonus payouts, interest rates, and offer terms are set entirely by the issuing institution and may change at any time.

We make reasonable efforts to keep offer details accurate and current, but offers change frequently and may contain errors, omissions, or out-of-date information. We do not warrant that any offer is available to you, that you will qualify, or that any bonus will be paid. Offer terms, eligibility requirements, deadlines, deposit and balance requirements, and bonus amounts are governed solely by the issuing institution’s official terms. You must independently verify all details with the institution before acting.

Some links on the Service are affiliate or referral links. If you click such a link and open an account, qualify for an offer, or take certain other actions, BonusBoard may receive a commission or other compensation at no additional cost to you. Compensation may influence which offers are displayed or how they are presented, but does not affect the factual offer details we report. Your relationship with any financial institution is solely between you and that institution and is governed by its terms.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use. We are not liable for any loss arising from your failure to safeguard your credentials.

Certain features require a paid subscription. Paid plans are billed in advance on a recurring basis (monthly or annually, as selected) through our third-party payment processor, Stripe. By subscribing, you authorize us and Stripe to charge your payment method on each renewal until you cancel.

Subscriptions renew automatically at the then-current price unless cancelled before the renewal date. You may cancel at any time; cancellation takes effect at the end of the current billing period, and you will retain access until then. Except where required by law, fees are non-refundable and we do not provide prorated refunds for partial periods. We may change prices or plan features on prospective notice.

You agree not to:

• use the Service for any unlawful, fraudulent, or abusive purpose;
• scrape, crawl, harvest, copy, or republish the Service’s data or content except as expressly permitted;
• interfere with, disrupt, or attempt to gain unauthorized access to the Service or its systems;
• reverse engineer, resell, or commercially exploit the Service without our written consent; or
• violate the terms of any financial institution or engage in conduct that constitutes fraud or misrepresentation toward any institution.

You retain ownership of the information you enter into the Service (such as the offers you track and notes you add). You grant us a limited license to host, store, process, and display that information solely to operate and improve the Service. You are responsible for the accuracy of the information you enter and for complying with all bank terms, applicable laws, and tax obligations.

The Service, including its software, design, text, graphics, and compilation of offer data, is owned by BonusBoard or its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial use. All rights not expressly granted are reserved.

The Service contains links to third-party websites and services, including financial institutions and our payment processor. We do not control and are not responsible for the content, policies, or practices of any third party. Your use of third-party services is at your own risk and subject to their terms.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY OFFER INFORMATION IS COMPLETE OR CURRENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BONUSBOARD AND ITS OPERATORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOST BONUSES, MISSED DEADLINES, LOST PROFITS, OR DATA LOSS, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) USD $50.

You agree to indemnify, defend, and hold harmless BonusBoard and its operators from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of your use of the Service, your violation of these Terms, or your violation of any law or third-party right.

We may suspend or terminate your access to the Service at any time, with or without cause or notice. You may stop using the Service at any time. Provisions that by their nature should survive termination (including Sections 9–14, 16, and 17) will survive.

These Terms are governed by the laws of the State of Illinois, USA, without regard to its conflict of laws principles. You agree that any dispute will be resolved exclusively in the courts located in that jurisdiction, and you consent to their personal jurisdiction, except where applicable law provides otherwise.

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Material changes will be communicated by reasonable means. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force. Our failure to enforce any right is not a waiver. These Terms, together with the Privacy Policy, constitute the entire agreement between you and BonusBoard regarding the Service.

Questions about these Terms? Contact us at support@bonusboard.io.