Everything you need to start earning bank account bonuses — explained in plain English, with no jargon and no hype. Once you know the basics, browse the offer categories to find your first bonus.
A step-by-step walkthrough of how bank sign-up bonuses work, how to pick a safe first offer, and how to actually collect the cash without tripping a requirement.
How bank sign-up bonuses are taxed, why you get a 1099-INT, what to do if no form arrives, how state taxes vary, and how much to set aside.
The avoidable errors that make a bank bonus disappear — from direct-deposit coding traps to early-closure clawbacks — and exactly how to sidestep each one.