Best Savings Account Bonuses

8 offers · updated June 2026

We track 8 savings account bonuses, with the largest currently worth $1,500. Savings bonuses usually require parking a minimum balance for a set hold period, so the smartest way to compare them is by annualized return (APY-equivalent) rather than headline dollars. Every offer below shows the deposit you need, how long to hold it, and that effective yield. Featured banks include Capital One, Western Alliance, Western Alliance Bank, Citi, and others.

26.1% APYNo DDsavings
Deposit
$20,000
Hold period
105d

Use promo code; bonus tiered by deposit ($20k → up to $100k+) held ~90 days after a 15-day funding window. VERIFY code + tiers.

🌐 Nationwide
4.6% APYNo DDsavings
Deposit
$100,000
Hold period
120d

Open via Raisin by March 31. Deposit $100,000+ and maintain for qualifying period.

🌐 Nationwide
Free cashNo DDsavings
Deposit
$50,000
Hold period

Up to $1,200 via Raisin; open and fund qualifying deposit before mid-July. VERIFY exact tiers + deadline on Raisin.

🌐 Nationwide
12.2% APYNo DDsavings
Deposit
$10,000
Hold period
90d

Deposit $10,000+ within 20 days and maintain for 90 days.

🌐 Nationwide
15.2% APYNo DDsavings
Deposit
$20,000
Hold period
30d

Open with promo code and deposit $20,000+ in new money within 30 days for cash bonus + boosted APY. VERIFY code; deadline is tight.

🌐 Nationwide
2.0% APYNo DDsavings
Deposit
$30,000
Hold period
120d

Deposit $30,000+ within 30 days, maintain for 120 days. New customers only. Expires Mar 31.

🌐 Nationwide
6.1% APYNo DDsavings
Deposit
$10,000
Hold period
120d

Deposit $10,000+ within 30 days and maintain balance for 90 days.

🌐 Nationwide
100.0% APYNo DDsavings
Deposit
$100
Hold period
365d

Maintain average daily balance of $100 for 12 months. No monthly fees with ePayments.

🌐 Nationwide

Frequently asked questions

How do I compare savings account bonuses fairly?

Convert the bonus into an annualized return: divide the bonus by the required deposit, then scale by how long you must hold it. A small bonus on a low balance held briefly can beat a large bonus that ties up more money for longer.

What is the biggest savings bonus available?

The largest savings bonus we currently track is $1,500.

Don't let one of these bonuses slip away

The hard part isn't finding a bonus — it's meeting every requirement before the deadline. BonusBoard tracks all of it for you, so you actually collect the cash.

  • Every requirement, deposit, and deadline tracked in one dashboard.
  • Vetted offers with the direct-deposit and eligibility fine print decoded up front.
  • See the earliest safe close date for each account so you never trigger a clawback.

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