DEPOSIT & HOLD · 20.3% APY

TD Bank $500 checking + savings bonus

TD Beyond Checking (or TD Complete Checking) plus TD Signature Savings

Free to apply · opens TD Bank's official page. New to this? The step-by-step guide gives you exact dates and reminders.

Bonus
$500
Deposit required
$10,000
Annualized yield
20.3% APY
Time to qualify
60 days
Hold period
90 days
Monthly fee
$25
Availability
Not stated — check with bank
Bonus paid
on or before 180 days from account opening

How to qualify

A new TD customer must open a qualifying checking account and receive the stated qualifying direct deposits (payroll, pension, or government benefits of at least $250 each) within 60 days — $2,500 for TD Beyond Checking ($300) or $500 for TD Complete Checking ($200). Adding a new TD Signature Savings account with at least $10,000 deposited in the first 20 days and maintained for 90 more days earns another $200, for up to $500; bonuses are paid within 180 days of account opening and TD may take the bonus back if the account closes within 6 months.

Open the account by November 30, 2026.

Terms checked against td.com on October 4, 2026.

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