Citibank Bank Bonuses

2 offers · updated October 2026

We currently track 2 Citibank bonuses, with the largest worth $1,500. Each listing below shows the exact bonus, the direct-deposit or deposit requirement, the hold period, any monthly fee, and the annualized return so you can decide if a Citibank offer is worth your time — and BonusBoard tracks every requirement and deadline so you actually collect.

40.6% APYNo DDChecking
Deposit
$30,000
Hold period
45d

A new Citibank checking customer must open a Regular Checking account between 4/14/26 and 10/26/26 directly from this page and enroll in the offer the same day, then deposit New-to-Citibank funds within 45 calendar days; the balance on day 45 ($30,000 for $500, $200,000 for $1,500) sets the bonus. That balance must be maintained for another 45 days (balances may be held in the checking account or a new Citi Savings account), and the bonus is paid between the 90th and 120th calendar day after account opening if the account stays open and in good standing.

No deposit to holdChecking
Deposit
None
Hold period
—

Open a new Citibank Regular Checking account through this page between 4/14/26 and 10/26/26 as a new checking customer, then receive at least two Enhanced Direct Deposits (ACH payroll, pension, benefits, or qualifying P2P transfers) totaling $3,000 or more into that checking account within 90 calendar days of opening. Keep the account open and in good standing and the $325 cash bonus is credited between the 90th and 120th day after opening; a separate bundled savings offer pays a 3.75% promotional interest rate for up to 3 months with $25,000 in new-to-Citibank funds.

Frequently asked questions

What is the current Citibank bonus?

The largest Citibank bonus we currently track is $1,500. See the listings above for each offer's exact requirement and deadline.

Do Citibank bonuses require a direct deposit?

Some do and some don't — each offer above lists its exact requirement, whether that's a qualifying direct deposit, a minimum balance, or another action. Always confirm the current terms on Citibank's official page.

Are Citibank bonuses taxable?

Yes. Banks generally report cash bonuses as interest income on a 1099-INT, so set aside a portion for taxes.

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Some links on this page may be affiliate links — BonusBoard may earn a commission if you open an account, at no cost to you. This never affects how offers are ranked. Bonus terms are set by Citibank and may change; always confirm details on the bank's official page before applying.

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