DIRECT DEPOSIT

Citibank $325 checking bonus

Regular Checking

Free to apply · opens Citibank's official page. New to this? The step-by-step guide gives you exact dates and reminders.

Bonus
$325
Direct deposit
$3,000 total
Account type
Checking
Time to qualify
90 days
Monthly fee
$15
Availability
Not stated — check with bank
Bonus paid
between the 90th and 120th calendar day after account opening

How to qualify

Open a new Citibank Regular Checking account through this page between 4/14/26 and 10/26/26 as a new checking customer, then receive at least two Enhanced Direct Deposits (ACH payroll, pension, benefits, or qualifying P2P transfers) totaling $3,000 or more into that checking account within 90 calendar days of opening. Keep the account open and in good standing and the $325 cash bonus is credited between the 90th and 120th day after opening; a separate bundled savings offer pays a 3.75% promotional interest rate for up to 3 months with $25,000 in new-to-Citibank funds.

Open the account by October 26, 2026.

Terms checked against banking.citi.com on October 4, 2026.

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