2 offers · updated October 2026
We currently track 2 U.S. Bank bonuses, with the largest worth $1,200. Each listing below shows the exact bonus, the direct-deposit or deposit requirement, the hold period, any monthly fee, and the annualized return so you can decide if a U.S. Bank offer is worth your time — and BonusBoard tracks every requirement and deadline so you actually collect.
Open a new U.S. Bank Business Essentials or Platinum Business Checking account between 9/28/2026 and 1/13/2027 using promo code Q4DIG26, deposit new money from outside U.S. Bank ($5,000 for Business Essentials or $25,000 for Platinum) within 30 days, keep that daily balance through the 60th day, and complete six qualifying transactions within 60 days. The bonus ($400 or $1,200, one per business) is deposited within 30 days after the month-end in which requirements are met, provided the account stays open, positive, and the same product type.
Open a new U.S. Bank Smartly Checking account through this promotional page between September 10, 2026 and November 10, 2026, fund it with at least $25 within 60 days, and within 90 days of opening enroll in the mobile app or online banking and receive two or more qualifying direct deposits. The bonus is $250 for $2,000-$4,999.99 in direct deposits, $350 for $5,000-$7,999.99, or $450 for $8,000 or more, credited within 30 days of meeting the requirements while the account is open with a positive balance.
The largest U.S. Bank bonus we currently track is $1,200. See the listings above for each offer's exact requirement and deadline.
Some do and some don't — each offer above lists its exact requirement, whether that's a qualifying direct deposit, a minimum balance, or another action. Always confirm the current terms on U.S. Bank's official page.
Yes. Banks generally report cash bonuses as interest income on a 1099-INT, so set aside a portion for taxes.
Some links on this page may be affiliate links — BonusBoard may earn a commission if you open an account, at no cost to you. This never affects how offers are ranked. Bonus terms are set by U.S. Bank and may change; always confirm details on the bank's official page before applying.