Personal Savings
Free to apply · opens Live Oak Bank's official page. New to this? The step-by-step guide gives you exact dates and reminders.
Open a new Live Oak Bank personal savings account between September 8 and October 16, 2026, and fund it with at least $20,000 in money transferred from an outside financial institution by 5:00 p.m. ET on October 16, 2026. Keep the balance at $20,000 or more for 90 consecutive days (existing customers must also keep their prior personal savings balances at their September 7, 2026 level) and keep the account open to receive the $300 bonus within 45 days after the 90-day period ends.
Open the account by October 16, 2026.
Terms checked against liveoak.bank on October 4, 2026.
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