Live Oak Bank Bank Bonuses

1 offer · updated October 2026

We currently track 1 Live Oak Bank bonus, with the largest worth $300. Each listing below shows the exact bonus, the direct-deposit or deposit requirement, the hold period, any monthly fee, and the annualized return so you can decide if a Live Oak Bank offer is worth your time — and BonusBoard tracks every requirement and deadline so you actually collect.

6.1% APYNo DDSavings
Deposit
$20,000
Hold period
90d

Open a new Live Oak Bank personal savings account between September 8 and October 16, 2026, and fund it with at least $20,000 in money transferred from an outside financial institution by 5:00 p.m. ET on October 16, 2026. Keep the balance at $20,000 or more for 90 consecutive days (existing customers must also keep their prior personal savings balances at their September 7, 2026 level) and keep the account open to receive the $300 bonus within 45 days after the 90-day period ends.

Frequently asked questions

What is the current Live Oak Bank bonus?

The largest Live Oak Bank bonus we currently track is $300. See the listings above for each offer's exact requirement and deadline.

Do Live Oak Bank bonuses require a direct deposit?

Some do and some don't — each offer above lists its exact requirement, whether that's a qualifying direct deposit, a minimum balance, or another action. Always confirm the current terms on Live Oak Bank's official page.

Are Live Oak Bank bonuses taxable?

Yes. Banks generally report cash bonuses as interest income on a 1099-INT, so set aside a portion for taxes.

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