NO DEPOSIT NEEDED

Capital One $250 checking bonus

360 Checking

Free to apply · opens Capital One's official page. New to this? The step-by-step guide gives you exact dates and reminders.

Bonus
$250
Deposit required
None
Account type
Checking
Time to qualify
75 days
Monthly fee
None
Availability
Not stated — check with bank
Bonus paid
within 135 days from account opening (assessment can take up to 60 days after the 75-day period)

How to qualify

Open a new Capital One 360 Checking account using promo code DEBIT250, then make at least 20 qualifying in-person or online debit card purchases of more than $10 each within the first 75 days of opening. The account must be open and in good standing when the $250 is paid, and customers who had a 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2024 are not eligible.

Terms checked against capitalone.com on October 4, 2026.

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