Capital One Bank Bonuses

3 offers · updated October 2026

We currently track 3 Capital One bonuses, with the largest worth $1,500. Each listing below shows the exact bonus, the direct-deposit or deposit requirement, the hold period, any monthly fee, and the annualized return so you can decide if a Capital One offer is worth your time — and BonusBoard tracks every requirement and deadline so you actually collect.

121.7% APYNo DDSavings
Deposit
$5,000
Hold period
90d

Open a new Capital One 360 Performance Savings account on or after April 15, 2026 using promo code EARN1500, deposit at least $5,000 of new money from an outside bank within the first 15 days, and keep that balance for the following 90 days. The bonus ranges from $75 to $1,500 depending on the deposit tier maintained, and is paid into the account within 60 days; customers who had certain Capital One savings accounts on or after Jan. 1, 2024 are ineligible.

No deposit to holdNo DDChecking
Deposit
None
Hold period
—

Open a new Capital One 360 Checking account using promo code DEBIT250, then make at least 20 qualifying in-person or online debit card purchases of more than $10 each within the first 75 days of opening. The account must be open and in good standing when the $250 is paid, and customers who had a 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2024 are not eligible.

No deposit to holdChecking
Deposit
None
Hold period
—

Open a new Capital One 360 Checking account using promo code CHECKING250, then set up and receive at least two qualifying direct deposits of $500 or more each within 75 days of opening. The account must be open and in good standing when the $250 bonus is deposited, and prior 360 Checking/Simply Checking/Total Control Checking holders since January 1, 2024 are ineligible.

Frequently asked questions

What is the current Capital One bonus?

The largest Capital One bonus we currently track is $1,500. See the listings above for each offer's exact requirement and deadline.

Do Capital One bonuses require a direct deposit?

Some do and some don't — each offer above lists its exact requirement, whether that's a qualifying direct deposit, a minimum balance, or another action. Always confirm the current terms on Capital One's official page.

Are Capital One bonuses taxable?

Yes. Banks generally report cash bonuses as interest income on a 1099-INT, so set aside a portion for taxes.

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