Do I need to deposit my own money?

No. This is a direct-deposit bonus — route a qualifying direct deposit and earn the cash with no minimum balance of your own money.

DIRECT DEPOSIT · FREE CASH

Upgrade $200 checking bonus

Q: How much is the Upgrade bonus?

The bonus is $200. Open account and make 3 qualifying debit card transactions within 60 days.

Upgrade Rewards Checking

Bonus: $200
Capital required: None — direct deposit
Return type: Free cash (no capital)
Hold period: 60 days
Monthly fee: None
Availability: Nationwide

How to qualify

Open account and make 3 qualifying debit card transactions within 60 days.

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