Do I need to deposit my own money?

Yes. This offer requires a deposit of $5,000 held for 60 days.

BALANCE · 48.7% APY

U.S. Bank $400 checking bonus

Q: How much is the U.S. Bank bonus?

The bonus is $400. Use promo code Q1AFL26. Deposit $5,000+ within 30 days, maintain for 60 days, complete 6 transactions.

U.S. Bank Business Essentials

Bonus: $400
Deposit required: $5,000
Annualized yield: 48.7% APY
Hold period: 60 days
Monthly fee: None
Availability: Nationwide

How to qualify

Use promo code Q1AFL26. Deposit $5,000+ within 30 days, maintain for 60 days, complete 6 transactions.

Offer expires 3/31/2026.

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