Do I need to deposit my own money?

Yes. This offer requires a deposit of $5,000 held for 25 days.

BALANCE · 116.8% APY

SoFi $400 checking bonus

Q: How much is the SoFi bonus?

The bonus is $400. $5,000 in eligible direct deposits within 25 days of first deposit.

SoFi Checking + Savings

Bonus: $400
Deposit required: $5,000
Annualized yield: 116.8% APY
Hold period: 25 days
Monthly fee: None
Availability: Nationwide

How to qualify

$5,000 in eligible direct deposits within 25 days of first deposit.

Offer expires 12/31/2026.

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