Do I need to deposit my own money?

No. This is a direct-deposit bonus — route a qualifying direct deposit and earn the cash with no minimum balance of your own money.

DIRECT DEPOSIT · FREE CASH

PNC $400 checking bonus

Q: How much is the PNC bonus?

The bonus is $400. Open Virtual Wallet; earn up to $400 with direct deposits totaling $5,000+ within 60 days (tiered from $100). VERIFY tiers.

Virtual Wallet with Performance Select

Bonus: $400
Capital required: None — direct deposit
Return type: Free cash (no capital)
Hold period: 60 days
Monthly fee: $25
Availability: Nationwide

How to qualify

Open Virtual Wallet; earn up to $400 with direct deposits totaling $5,000+ within 60 days (tiered from $100). VERIFY tiers.

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