DIRECT DEPOSIT

PNC Bank $400 checking bonus

Virtual Wallet or Virtual Wallet with Performance Select

Free to apply · opens PNC Bank's official page. New to this? The step-by-step guide gives you exact dates and reminders.

Bonus
$400
Direct deposit
$5,000 total
Account type
Checking
Time to qualify
60 days
Monthly fee
$25
Availability
Not stated — check with bank
Bonus paid
60-90 days after all conditions have been met

How to qualify

Open a new PNC Virtual Wallet (or Virtual Wallet with Performance Select) checking product online through this page, or in a branch with the coupon code, by 1/7/2027, and within the first 60 days receive qualifying recurring direct deposits of paycheck, pension, Social Security, or other regular income into the Spend account totaling at least $500 for Virtual Wallet ($100 reward) or $5,000 for Virtual Wallet with Performance Select ($400 reward). The account must stay open, and the reward is credited 60-90 days after all conditions are met; the offer is for new checking customers only.

Open the account by January 7, 2027.

Terms checked against pnc.com on October 4, 2026.

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