Do I need to deposit my own money?

No. This is a direct-deposit bonus — route a qualifying direct deposit and earn the cash with no minimum balance of your own money.

DIRECT DEPOSIT · FREE CASH

KeyBank $300 checking bonus

Q: How much is the KeyBank bonus?

The bonus is $300. Make $2,000+ in eligible direct deposits within 90 days ($300 tier; higher tier for $5,000+). VERIFY tiers + states.

Key Smart Checking

Bonus: $300
Capital required: None — direct deposit
Return type: Free cash (no capital)
Hold period: 90 days
Monthly fee: None
Availability: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA

How to qualify

Make $2,000+ in eligible direct deposits within 90 days ($300 tier; higher tier for $5,000+). VERIFY tiers + states.

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