How much is the Citi bonus?

The bonus is $450. $6,000 in enhanced direct deposits within 90 days. Online only.

Do I need to deposit my own money?

Yes. This offer requires a deposit of $6,000 held for 90 days.

BALANCE · 30.4% APY

Citi $450 checking bonus

Citi Checking $450

Bonus: $450
Deposit required: $6,000
Annualized yield: 30.4% APY
Hold period: 90 days
Monthly fee: None
Availability: Nationwide

How to qualify

$6,000 in enhanced direct deposits within 90 days. Online only.

Offer expires 4/30/2026.

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