How much is the Citi bonus?

The bonus is $325. $3,000 in enhanced direct deposits within 90 days. Online only.

Do I need to deposit my own money?

Yes. This offer requires a deposit of $3,000 held for 90 days.

BALANCE · 43.9% APY

Citi $325 checking bonus

Citi Checking $325

Bonus: $325
Deposit required: $3,000
Annualized yield: 43.9% APY
Hold period: 90 days
Monthly fee: None
Availability: Nationwide

How to qualify

$3,000 in enhanced direct deposits within 90 days. Online only.

Offer expires 4/30/2026.

View offer at Citi →Track this on my board

BonusBoard may earn a commission from links to established, regulated financial institutions. Bonus terms are set by the bank and may change; always confirm details on the bank's official page.