Do I need to deposit my own money?

Yes. This offer requires a deposit of $1,000 held for 90 days.

BALANCE · 162.2% APY

Chase $400 checking bonus

Q: How much is the Chase bonus?

The bonus is $400. Direct deposits totaling $1,000+ within 90 days. New customers only.

Chase Total Checking

Bonus: $400
Deposit required: $1,000
Annualized yield: 162.2% APY
Hold period: 90 days
Monthly fee: None
Availability: Nationwide

How to qualify

Direct deposits totaling $1,000+ within 90 days. New customers only.

Offer expires 4/15/2026.

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