DIRECT DEPOSIT

Chase $400 checking bonus

Chase Total Checking

Free to apply · opens Chase's official page. New to this? The step-by-step guide gives you exact dates and reminders.

Bonus
$400
Direct deposit
$1,000 total
Account type
Checking
Time to qualify
90 days
Monthly fee
$15
Availability
Not stated — check with bank
Bonus paid
within 15 days after completing all requirements

How to qualify

Open a new Chase Total Checking account as a new Chase checking customer (existing or recently closed Chase checking customers are not eligible) and have qualifying direct deposits of paycheck, pension or government benefits totaling at least $1,000 posted to the account within 90 days of enrolling in the offer. The $400 bonus is deposited within 15 days of meeting the requirements, provided the account is open and unrestricted at payout.

Open the account by January 27, 2027.

Terms checked against account.chase.com on October 4, 2026.

BonusBoard may earn a commission from links to established, regulated financial institutions. Bonus terms are set by the bank and may change; always confirm details on the bank's official page.

Free money from banks you already use