1 offer · updated October 2026
We currently track 1 SoFi bonus, with the largest worth $400. Each listing below shows the exact bonus, the direct-deposit or deposit requirement, the hold period, any monthly fee, and the annualized return so you can decide if a SoFi offer is worth your time — and BonusBoard tracks every requirement and deadline so you actually collect.
A new or existing SoFi member who has never set up direct deposit must set up their first eligible direct deposit (recurring ACH of payroll, pension, or government benefits) received by SoFi on or before 12/31/26; SoFi totals eligible direct deposits over the 25 calendar days following the first deposit of $1 or more, paying $50 for totals of $1,000-$4,999.99 or $400 for $5,000 or more. Only one bonus per member, paid into an open SoFi Checking account in good standing within 7 business days.
The largest SoFi bonus we currently track is $400. See the listings above for each offer's exact requirement and deadline.
Some do and some don't — each offer above lists its exact requirement, whether that's a qualifying direct deposit, a minimum balance, or another action. Always confirm the current terms on SoFi's official page.
Yes. Banks generally report cash bonuses as interest income on a 1099-INT, so set aside a portion for taxes.
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